
Spread the cost of your Chums purchase over 3 interest-free instalments with Klarna. There are no fees when you pay on time.
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Klarna provide easy payment services to thousands of online stores. Millions of consumers globally have trusted Klarna to handle their payments securely.
1
Choose your Chums items online and add to your basket
2
Head to checkout and select the Klarna option
3
Enter your debit or credit card information
4
The first payment is taken when the order is processed. The remaining two will be automatically collected in 30 & 60 days from the date of purchase.
Klarna Pay in 3 gives you the freedom to split your purchase into 3 interest-free instalments with Klarna.*
Here’s how it works. Let’s say you make a purchase for £30...

FIRST INSTALMENT
Due day of purchase

SECOND INSTALMENT
Due 30 days later

FINAL INSTALMENT
Due 60 days later
The following criteria must be met:
• Aged 18+
• UK Residential address
• Valid mobile number and email address
• Credit/debit card that will be valid for 60 days after placing the order
*Missed payments may affect your ability to use Klarna in the future.
18+, UK residents only. Subject to status. T&Cs apply.
klarna.com/uk/terms-and-conditions.
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Klarna is the name of a Swedish bank and payment service provider. Klarna provide easy payment services to thousands of online stores. Millions of consumers globally have trusted Klarna to handle their payments securely.
Simply add the items you want to your basket and at checkout select Klarna from the available payment methods. You then enter your credit or debit card details from the card you wish the instalments to be taken from. The first instalment will be taken when the order has been processed and then the other two payments are made in 30 and 60 days.
To use Pay in 3 you must be over 18 years old, a UK resident, have a valid mobile and email address and have a credit/ debit card that will be in date and valid for longer than 60 days from the purchase of your order. Pay in 3 acceptance is also subject to your financial circumstances.
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
You’ll need to provide your mobile number, email address, current billing address and the details from your debit or credit card.
When you use Pay in 3 instalments, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.
For more information about Klarna, please visit our FAQ's page here
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